Information on Health Insurance for Ukrainians Taking Refuge
You can find many answers on this page regarding your health insurance in Germany.
Since 1 June 2022, nearly all Ukrainians taking refuge in Germany have the possibility to choose a new health insurer to provide for their health care. Likewise, family members (newly) living in Germany and registered here, as well as relatives without income of their own, e.g. children, can be co-insured free of charge at the same time.
What does a German health insurer do for me?
As a German health insurer, we assume the costs for all legally prescribed medical care services for you. The German legislator mandates that you make a statutory co-payment for this purpose in some cases. This applies to adults, for example, for medications, remedies or medical appliances, and for in-patient treatments in hospitals or preventive care centres.
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This is how the family insurance works
Children living in Germany can be co-insured by one parent. This family insurance allows children to use statutory services and it is free of charge. Moreover, married spouses, who have no paid employment or whose income does not exceed EUR 485.00 per month, can be co-insured under certain conditions. You can download the application from our page on the family insurance. If you have any questions about this, call us (we speak German and English) at the number 0800 255 0800 or write us an email (you are welcome to do so in Ukrainian) to info@service.mobil-krankenkasse.de.
Health insurance for employees coming from Ukraine and working in Germany
Do you have permanent employment and do you earn more than EUR 520.00 per month? Then you must be ensured by a statutory health insurance as an employee in Germany. Under this insurance, you will be eligible to receive all legally mandated benefits. Simply fill out the application online and we will see to your health insurance.
Health insurance for recipients of German Bürgergeld
If your right to reside in Germany has been recognised and you are able to earn a living but have not found employment yet, you have the possibility as of 1 June 2022 to apply for German unemployment benefits II from the Jobcenter at your current place of residence.
As soon as the Bürgergeld have been approved for you, you must be insured by a statutory health insurance company in Germany. You and any family members who need to be co-insured thereby have a right to receive all legally prescribed services. Simply fill out the online membership application for Mobil Krankenkasse. We will review it and see to the rest.
Health insurance for pensioners and senior citizens, and others from the Ukraine receiving basic subsistence benefits
People from Ukraine taking refuge here, who are not capable of earning a living and who are in need of assistance in Germany (for example, seriously ill people) or who are older than 65 years, have a right to receive subsistence benefits from the welfare office. If you also fall into this group of people, please contact the city or municipal administration at your place of residence. You will get help there and you will also receive cover in the event of illness. Direct insurance through a health insurer is not possible.
Health insurance for students
Students can receive cover from their parents’ family insurance until their 25th birthday if they do not earn income of their own in excess of EUR 485.00 per month. From the age of 25 years, they have the possibility to get their own cover from the health insurer for students, “Krankenversicherung der Studierenden” (KVdS), and continue to receive all legally mandated benefits. This insurance will expire at the end of the semester in which the students turn 30 years of age. You can find the membership application online or as a PDF for downloading on our page for students. Upon receipt, we will review your application and take care of the rest.
Have you already been a student for longer in Germany and have you received exemption from the KVdS before 01/06/2022? Please call us at 0800 255 0800 or write us an email (you are welcome to do so in Ukrainian) to info@service.mobil-krankenkasse.de. We will find out with you how you can get insurance.
Do you have questions on health insurance in Germany?
Please call us at 0800 255 0800 (we speak German and English) or write us an email (you are welcome to do so in Ukrainian) to info@service.mobil-krankenkasse.de.
In Ukrainian language
General questions about health insurance in Germany for refugees from Ukraine:
Do you have an approved residence permit for Germany, but you are not an employee nor do you qualify as needing assistance, meaning you do not receive German unemployment benefits II or welfare benefits and you cannot get co-insurance under a family cover either? In that case, you have the possibility to get voluntary insurance from Mobil Krankenkasse so you will have cover in the event of illness. For this purpose, please complete a membership application. We will then review if the insurance can be provided. Important: This application must be filed within 6 months from the beginning of your stay in Germany.
There is no COVID-19 vaccination mandate in Germany. However, vaccination is recommended for everyone from the age of 5. Currently, three vaccinations are recommended for everyone without unusual prior illnesses. Four vaccinations are recommended for people with prior illnesses and one to three vaccinations depending on age are recommended for children. The state covers the costs for COVID-19 vaccinations in Germany. You can get your vaccination in many doctor’s offices near you.
It has been mandatory since 2020 in Germany that people who visit community facilities or who work in one must prove they are vaccinated against measles. This can be proven by a previous vaccination or an infection from which you have recovered (certificate from the doctor about antibodies is required). Community facilities are, for example, schools, nursery schools and child day care centres, hospitals, etc.
Sometimes it is easier speaking in person with each other. We are looking forward to your visit at our service points in Hamburg (near the central station), Munich (near S-train stop Hirschgarten), Celle (near bus stop Am Holzhof) and Neu-Isenburg (directly at the bus stop Gewerbegebiet-Ost).
Most health insurers in Germany offer so-called additional benefits beyond the statutory benefits. Mobil Krankenkasse offers these and many further additional benefits to you as an insured person:
- Preventive dental care: We assume a proportionate share of the costs (at most up to EUR 40.00) per year for professional dental cleaning, which can be provided in nearly all dentist’s offices.
- HPV vaccination: We assume the costs for the HPV vaccination for all children and youths aged 9 to 17 years. This verifiably lowers the risk for boys and girls of suffering from a cervical carcinoma if the vaccination is administered before their first sexual encounter.
- Welcome Baby Benefit: We offer a particularly comprehensive package of additional benefits in a value of up to EUR 1,000.00 to pregnant women. You can find all information about this on the Welcome Baby Benefit website.
- Assumption of costs for additional early detection exams by the paediatrician. The health of children and youths is a particular concern to us, which is why we also pay for three further preventive exams besides the legally prescribed exams.
- Of course, we also cover all the prescribed benefits for preventive cancer care for adults.
Contact
Mondays - Fridays
7:30 AM – 7:00 PM
0800 255 3002-840
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